Wednesday, December 16, 2009

It's the Most Wonderful Time of the Year!


Please accept our best wishes for a very Merry Christmas and a wonderful New Year!

There will be plenty of seasonal stuff in this month's letter, but I thought I would make sure the serious material didn't get overlooked!

There is an interesting read at the following link: RE/MAX 2010 Housing Outlook
It is quite lengthy, although British Columbia is right at the front of the article, so you can get quite a good look in the first few pages. One of the things that has caused the market in Canada to fluctuate so much is the supply of new, unsold housing units, whether they are single family or multi-family (condo) dwellings. In a small community like Nelson, we are not affected too much by this type of thing because there is not a large supply of housing built before it is sold. Therefore, we did not see a huge price drop as developers attempted to sell off their inventory, nor have we seen any big increases in prices, since they didn't drop that far in the first place. What we have found in Nelson (and surrounding areas) is that there have been fewer sales than in previous years, and this is primarily the result of fewer out of town buyers coming here. With the rebound in the larger centres, this will likely change in the spring. The "experts" predict that our country will experience a seller's market in the first half of 2010 and that this will gradually turn back to a buyer's market in the latter half of next year, due to anticipated interest rate increases and an increase in available inventory of housing.



Now for some fun: Here is a link to a popular Christmas song, but it is done in a way you have not heard before. The group singing is "Straight, No Chaser" and they are a male acapella chorus. Give a listen. Apparently, this was recorded back in the early 1990's.

I also want to mention that right here in Nelson we have some fabulous talent. This past weekend I attended a performance of Handel's Messiah at the Capitol Theatre, performed by the Nelson Choral Society. Now my wife, Dorothy, sings in this group, so I know that I am biased. However, as I was leaving the theatre (following a standing ovation) I spoke to some clients who recently moved here from the coast. They told me that they had attended a presentation of Messiah last year because, they said, "We are leaving the Vancouver area, so when are we going to hear this again?" Well, they told me that Nelson's presentation was far and away better than the professional production they heard last year, and that the Capitol Theatre was a much better venue. The soloists were all excellent, the chorus had evidently worked very hard to achieve the sound we enjoyed and the orchestra was outstanding, too. Both Nelson performances were sold out. I thought this tribute to our local talent was worth repeating.

The Whitewater Ski Resort opened early this year. We had no snow on the ground until this past weekend, but higher up they got a great start. People have been telling me that the conditions are better now than they were all of last year. However, it has warmed up in the past 24 hours, and I understand it is raining up there now, but hopefully that won't last long.

Now for a bit more serious material: Check out the following link to see how unemployment has skyrocketed in the U.S. This is quite frightening, and a Stunning Portrayal of the Economy through Changing Unemployment Graph Fortunately, in Canada, our situation is significantly different. We have not seen huge bailouts of industry (there have been some in the auto industry and a few in forestry), and our banks did not get in trouble. Our real estate market remained much healthier, and delinquency rates and foreclosures did not increase to unacceptable levels.

Fair Tax

At a business conference in Montpelier, Vermont, the state tax commissioner asked the audience which sort of taxation they found fairest.

There was a pause, and then a white-haired man in the back raised his hand. "The poll tax," he said.

"But the poll tax was repealed," replied the commissioner.

"I know," declared the man, "that's what I like about it."

*Thanks to Pastor Tim for this joke!*
cybersalt.org/cleanlaugh



With students now completing their mid-term exams and papers, I thought you might get a chuckle out of this piece:

Every year, English teachers from across the country can submit their
collections of actual analogies and metaphors found in high school essays.
These excerpts are published each year to the amusement of teachers
across the country. Here are last year's winners:

1. Her face was a perfect oval, like a circle that had its two sides gently compressed by a thigh master.

2. His thoughts tumbled in his head, making and breaking alliances like underpants in a dryer without Cling Free.

3. He spoke with the wisdom that can only come from experience, like a guy who went blind because he looked at a solar eclipse without one of those boxes with a pinhole in it and now goes around the country speaking at high schools about the dangers of looking at a solar eclipse without one of those boxes with a pinhole in it.

4. She grew on him like she was a colony of E. Coli and he was room-temperature Canadian beef.

5. She had a deep, throaty genuine laugh, like that sound a dog makes just before it throws up.

6. Her vocabulary was as bad as, like, whatever.

7. He was as tall as a six-foot, three-inch tree.

8. The revelation that his marriage of 30 years had disintegrated because of his wife's infidelity came as a rude shock, like a surcharge at a formerly surcharge-free ATM machine.

9. The little boat gently drifted across the pond exactly the way a bowling ball wouldn't.

10. McBride fell 12 stories, hitting the pavement like a Hefty Bag filled with vegetable soup.

11. From the attic came an unearthly howl. The whole scene had an eerie, surreal quality, like when you're on vacation in another city and Jeopardy comes on at 7:00 p.m. instead of 7:30.

12. Her hair glistened in the rain like a nose hair after a sneeze.

13. The hailstones leaped from the pavement, just like maggots when you fry them in hot grease.

14. Long separated by cruel fate, the star-crossed lovers raced across the grassy field toward each other like two freight trains, one having left Cleveland at 6:36 p.m. traveling at 55 mph, the other from Topeka at 4:19 p.m. at a speed of 35 mph.

15. They lived in a typical suburban neighborhood with picket fences that resembled Nancy Kerrigan's teeth.

16. John and Mary had never met. They were like two hummingbirds who had also never met.

17. He fell for her like his heart was a mob informant, and she was the East River .

18. Even in his last years, Granddad had a mind like a steel trap, only one that had been left out so long, it had rusted shut.

19. Shots rang out, as shots are wont to do.

20. The plan was simple, like my brother-in-law Phil. But unlike Phil, this plan just might work.

21. The young fighter had a hungry look, the kind you get from not eating for a while.

22. He was as lame as a duck. Not the metaphorical lame duck, either, but a real duck that was actually lame, maybe from stepping on a land mine or something.

23. The ballerina rose gracefully en Pointe and extended one slender leg behind her, like a dog at a fire hydrant.

24. It was an Americ an tradition, like fathers chasing kids around with power tools.

25. He was deeply in love. When she spoke, he thought he heard bells, as if she were a garbage truck backing up.

. . . . And one more item on the educational theme:

One Hard Question

There was a student who wanted to be admitted to the University.

He was smart enough to get through the written test, a GED, and was to appear for the personal interview. Later, as the interview progressed, the interviewer found this boy to be bright since he could answer all the questions correctly. The interviewer got impatient and decided to corner the boy.

"Tell me your choice," said he to the boy, "What's your choice: I shall either ask you ten easy questions or ONE real difficult. Think well before you make up your mind."

The boy thought for a while and said, "My choice is ONE real difficult question."

"Well, good luck to you, you have made your own choice!" said the man on the opposite side. Tell me: What comes first, Day or Night?"

The boy was jolted first but he waited for a while and said: "It's the DAY, sir."

"How???????" the interviewer shot back, smiling. ("At last, I got you!" he said to himself.)

"Sorry sir, you promised me that you will not ask me a SECOND difficult question!"

The student was admitted to the University.

*Thanks to Pastor Tim for this joke!*
cybersalt.org/cleanlaugh




Drew and I will be relaxing with family a little bit in the next couple of weeks. Drew will be getting together with his parents before Christmas.

My daughter is the only one coming to Nelson this year. My son, Brian, and his family will be going to his in-laws for Christmas (we have them every other year) and my son, Dave is in Uganda for the end of the year. So, at our house it will be a quiet Christmas, punctuated with frequent phone calls and lots of eating! We will, of course, celebrate the Reason For The Season with our church family.

Do You Know A Buyer For This Home?

This waterfront estate consists of 4.38 acres with 226 feet of sandy beach frontage, boat launch, large dock, substantial home and outbuildings. It has operated as a campground, though we are not marketing it as a business. Take advantage of this incredible opportunity by contacting us now. $1,200,000. You can check out more details and photos on our web-site at: Waterfront

This brings us to the end of another newsletter, and, indeed, the end of another year. I recently heard an explanation of why the years go by so much faster now than they did when we were younger. I don't know how scientific it is, but it makes sense to me: When we were 5 years old, one year was 20% of our entire life. When we were 20 years old, a year is only 5% of our life. Now that we're over 50 (for those of us who have arrived at that milestone, or beyond), a year is less than 2% of our life and we all know that 2% is not very much, so no wonder it goes by so quickly!

Thanks for reading, and may all your Christmas dreams come true, and may we have Peace on Earth, and in our hearts, as we prepare for the coming year!

Santa's Jigsaw (click Here)

Lorne & Drew

Monday, November 16, 2009

The End is Near! (End of the year, that is)

Some months are harder than others to get started on my blog. How often can I talk about the weather? Yes, the days are getting shorter, but that has to be expected in November - it happens every year! There wasn't anything inspiring on the front page of today's Nelson Daily News (no, that's not a commentary on our local newspaper). How often can I talk about my grand-daughters? (Well, I could, but I have no new photos of them this month, so I won't)

So, finally, I decided to check on this day in history - and there are a couple of significant political events that took place on November 17th. Most of you may not remember that this was t
he day that Elizabeth I became queen of England back in 1558. Also on this day, 5 years ago, Arnold Schwarzenegger was sworn in as governor of California. Imagine that - both of these titans assuming power on the same date!

O.K., now I've begun we'll ke
ep going. Last month I had a couple of you-tube videos on some much maligned musical instruments. Immediately after that blog went up, I received another e-mail commenting on another not-s0-highly esteemed piece of musical equipment. (Can you say Lawrence Welk?) Yes, I'm referring to theaccordion. Young man on accordion
Go ahead and check it out - it's les
s than 3 minutes! Vivaldi like you haven't heard it before!

There is so much information floating aroun
d regarding the H1N1 flu and its impact on people. Frankly, I'm tired of it, and confused. However, it is real and here is a helpful chart to assist with determining what you may have:

H1N1 flu is upon us and we need to be on top of information regarding it. Here is a comparison to the normal cold symptoms that was sent to me.

Know the Difference between Cold and H1N1 Flu Symptoms

Symptom

Cold

H1N1 Flu

Fever

Fever is rare with a cold.

Fever is usually present with this flu in up to 80% of all flu cases. A temperature of 100°F or higher for 3 to 4 days is associated with this flu.

Coughing

A hacking, productive (mucus- producing) cough is often present with a cold.

A non-productive (non-mucus producing) cough is usually present with this flu (sometimes referred to as dry cough).

Aches

Slight body aches and pains can be part of a cold.

Severe aches and pains are common with this flu.

Stuffy Nose

Stuffy nose is commonly present with a cold and typically resolves spontaneously within a week.

Stuffy nose is not commonly present with this flu.

Chills

Chills are uncommon with a cold.

60% of people who have this flu experience chills.

Tiredness

Tiredness is fairly mild with a cold.

Tiredness is moderate to severe with this flu.

Sneezing

Sneezing is commonly present with a cold.

Sneezing is not common with this flu.

Sudden Symptoms

Cold symptoms tend to develop over a few days.

This flu has a rapid onset within 3-6 hours. This flu hits hard and includes sudden symptoms like high fever, aches and pains.

Headache

A headache is fairly uncommon with a cold.

A headache is very common with this flu, present in 80% of flu cases.

Sore Throat

Sore throat is commonly present with a cold.

Sore throat is not commonly present with this flu.

Chest Discomfort

Chest discomfort is mild to moderate with a cold.

Chest discomfort is often severe with this flu.

The only way to stop the spread of the epidemic is to spread the awareness.


All right, that was fairly serious. So, let's change the tone just a bit:

If you receive an email from the Department of Health telling you not to eat tinned pork because of swine flu.............



Ignore it............



..................It's just spam.


Do You Know A Buyer For This Home?



A three bedroom, 2 bath home on a quarter acre landscaped lot on a quiet no-thru-road in lower Rosemont. This is walking distance to downtown Nelson. The home is lovingly maintained and updated. There is also a triple garage with a studio above. For full details, please check out our web-site at: November featured home
$449,000

Part of our administrative duties at this time of year involves updating our calendar lists for distribution in the next few weeks. If you have received one of our calendars in the past, you should expect to get another one this year (The
y always seem to wear out about this time). If you haven't been getting one, and would like to, just drop us a note and we'll make sure you are included.

A magazine recently ran a "Dilbert Quotes" contest. They were looking for people to submit quotes from their real-life Dilbert-type managers. These were voted the top quotes in corporate America:

"As of tomorrow, employees will only be able to access the building using individual security cards. Pictures will be taken next Wednesday, and employees will receive their cards in two weeks."
(This was the winning quote from Fred Dales, Microsoft Corp. in Redmond WA )


"What I need is an exact list of specific unknown problems we might encounter."
( Lykes Lines Shipping)


"E-mail is not to be used to pass on information or data. It should be used only for company business."

(Accounting manager, Electric Boat Company)


"This project is so important we can't let things that are more important interfere with it."

(Advertising/Marketing manager, United Parcel Service)


"Doing it right is no excuse for not meeting the schedule."
(Plant Manager, Delco Corporation)


"No one will believe you solved this problem in one day! We've been working on it for months. Now go act busy for a few weeks and I'll let you know when it's time to tell them."

(R&D supervisor, Minnesota Mining and Manufacturing/3M Corp.)


Quote from the Boss: "Teamwork is a lot of people doing what I say."
(Marketing ex
ecutive, Citrix Corporation)


My sister passed away and her funeral was scheduled for Monday. When I told my Boss, he said she died on purpose so that I would have to miss work on the busiest day of the year. He then asked if we could change her burial to Friday. He said, "That would be better for me."
(Shipping executive, FTD Florists


"We know that communication is a problem, but the company is not going to discuss it with the employees." (Switching supervisor, AT&T Long Lines Division)


That's all.



Now back to real estate. I received an e-mail from a mortgage broker recently that had some good information, and I want to pass along one of his ideas.

If you are planning to sell your home next year (or the year after) and you have a mortgage with a penalty clause in it, then you should consider paying off as much as you can each year (without penalty). This includes this year (2009) if you haven't already make a pre-payment. Sometimes it will make sense to borrow funds against a line of credit to make this mortgage pre-payment, because the mortgage penalty will be less, since the mortgage balance will be lower by the time you pay it off. Of course, if you can time the sale of your property to the mortgage renewal date, or if you have an "open" mortgage, this advice will not apply.

Last year about this time we were bemoaning the fact that the media was portraying so much gloom and doom in their newscasts. Things weren't nearly as bleak as they were telling us. Well, over the past year the stories have changed, and now they tell us that October, 2009 was the best month ever for home sales across Canada. While it makes no sense to argue with statistics, one needs to realize that the cross-country statistics mostly reflect the major markets, because that's where most of the people and most of the houses are. There are still many markets, and Nelson is one of them, where sales are not "red hot". However, we are noticing more activity occurring and prices are no longer falling. It is my feeling that by next spring we will be back into full swing with our sales. Although the winter season tends to be slower than others, now is a very good time to buy! So, if you're in the market to buy a home, don't hesitate to call us!


Lest We Forget - Last week we remembered those who have served, and are serving our country. I believe that the crowds that turn out each year are growing larger. Certainly that was the case in Nelson as we gathered on a blustery day, although by the time of the Nelson Flying Club's tribute fly-past there was a patch of blue in the sky. I tried to capture that sight with my camera, but was just a bit too slow.

I did manage to capture the Kootenay Kiltie Pipe Band as they led the parade of veterans, police and service agencies, scouts, cubs, guides, brownies and sea and air force cadets to the cenotaph service last Wednesday.

A few END-OF-THE-DAY questions for YOU!

Did I make someone giggle, smile or laugh today?

Did I take the time to really listen to someone today, with rapt attention, as if nothing else mattered in that precious moment but the words they spoke and the look in their eyes?

Did I allow myself to focus on all the blessings in my life today instead of contemplating the things I don't have?

Did I take a moment to imagine what I would like to experience in my life, if for no other reason than in the imagining, is the living, and in the living, comes the joy and delight?

Did I let go today, let go of resentments and unforgivingness that I have been holding onto, all the while realizing that another person may be wounded too and struggling with their own pain?

Did I keep my word today, no matter how simple a promise I may have made, knowing it meant a whole lot to someone else?

Did I make a conscious choice just to be happy today, no matter what is happening in my own life, just for the next moment, and the next moment and the next?

Did I stop caring about what other people think of me, and give myself permission to be who I am regardless of their good opinion of me or not? Did I set myself free today just by doing that?

Was I successful in noticing and appreciating the bounty before me wherever I went or was I just too busy or lost in my own thoughts to notice?

Did I contribute something beautiful to the world today? A new creation of some kind, a poem, a dinner, a dance?

Was I kind today to anyone or anything that crossed my path, no matter how trivial or how monumental? Did I give away my heart?

Is one person richer because of me today, because of my presence on the planet, my essence, my decision to keep on going no matter what?

Did I learn something new today, something about life, something about myself, something about another that I didn't know before?

Did I let go of my attachment to being right today, and open my mind to the possibility of another way, without judgement?

Will someone sleep better tonight because of me? Will they awaken in the morning believing in themselves again, and walk with their head held high?

Was I the answer to someone's prayers today?

If today was to be my last day on the planet, would I feel happy about how I lived it?

Veronica Hay

Veronica Hay is the author of In a Dream, You Can Do Anything. An extraordinary collection of writings that will uplift you, motivate you, inspire you, and gently guide you along the inner path of your life. Go to: www.insightsandinspirations.com


I'll leave you with a final bit of humour and a word of thanks for reading our newsletter. We appreciate your contributions (this month thanks go to Bryan, Bud, Celia, Dave & George. I hope I haven't missed out any other contributors). As always, if you would prefer not to receive this link each month, just let us know and we will remove your e-mail address from the recipient list. Of course, we'd be particularly pleased if you would mention our names to friends and acquaintances who need the assistance of a Realtor and we're happy to hear from you at any time.

First I got - -

Elmer says, "First, I got tonsillitis, followed by appendicitis and pneumonia. After that I got erysipelas with hemachromatosis. Following that I got poliomyelitis and finally ended up with neuritis. Then they gave me hypodermics and inoculations."

Calvin says, "Boy, you had quite a time!"

Elmer replies, "I'll say! I thought I'd never pull through that spelling test."

*Thanks to Pastor Tim for this joke!*


Lorne & Drew

Friday, October 16, 2009

October Newsletter

Last month I commented that it didn't feel like Fall. Earlier this week I had my snow tires installed. What a difference a month makes!

I will be traveling to the Okanagan for a quick meeting this weekend. I'm looking forward to the autumn colours on the trees at the higher levels. (Actually, I started to write this on Friday, but didn't get finished, so the final part is being written on Monday. To be honest, the colours on the mountainsides weren't as spectacular as I had hoped they'd be at this time of year.)

To begin with I want to salute a couple of musical instruments that often get a "bad rap". If you will take the time to watch these two links you'll change your opinion!
Harmonica Player @ Carnegie Hall - He is fabulous!

Now take a look at a group of high school students on the ukelele: Langley Ukulele Orchestra I had an opportunity to hear this group live while I was attending a Rotary leadership conference a couple of years ago. I was so impressed with the talent these young people displayed.

Okay, fun's over - now back to some real estate info.

As I have done in the past, I am presenting some statistical details for the end of the third quarter.

In the city of Nelson, looking at single family homes, we have sold 83 properties in 2009. Last year to the end of September, we had sold only 68. Last year the average price for a s.f.d. in Nelson was $361,029, while this year it is down about 6% to $341,197.

Curiously, in Rural Nelson area, there have been fewer sales this year (74, as opposed to 92 in 2008) and the average price is lower by 11% ($411,109 in 2008 vs. $365,946 this year).

Looking just at the month of September, in Nelson city there were 14 homes sold, compared to only 6 in September of 2008. However, in the rural area, the opposite still holds true. There were 8 sales in September of 2009, compared to 10 sales in September, 2008.


Here is one of Nelson's most famous buildings, the Court House, with its coat of ivy now changing colour. Within a few weeks all of the leaves will be gone, and only the vines will be left until next spring.

During a phone conversation, my nephew mentioned that he was taking a psychology course at the university. "Oh, great," I said. "Now you'll be analyzing everyone in the family." "No, no," he replied. "I don't take abnormal psychology until next semester." *Thanks to Pastor Tim for this joke!*
cybersalt.org/cleanlaugh

I thought that joke might be appropriate for my family. My youngest son is in seminary, obtaining his master's degree in theology. Not quite psychology, although there are similarities. We were thrilled to have the whole family home for Thanksgiving. It gives us a chance to fill up the house!



My grand-daughters were all home at Thanksgiving, along with their parents, an aunt and an uncle. We enjoyed every minute. This shot was taken while the girls were enthralled in watching the Saturday morning cartoon show.











Nelson's only daily newspaper, the Nelson Daily News is now available online. You can check it out at: http://www.nelsondailynews.com/

Nelson's newest condominium development is now available for sale. It is Kutenai Landing and is located adjacent to our mall on Lakeside Drive. There are 64 units proposed on 5 floors, with underground parking. They are expected to be ready in about 1 1/2 to 2 years, but that is dependent upon them having 50% of the units sold before they begin construction. According to their news releases they have already sold close to 33% of these units. Although they are not marketed through the MLS system, I am still able to represent you, if you are interested in more information about these units. You can also check them out on-line @ www.kutenailanding.com

Do You Know A Buyer For This Home?
Located in Upper Fairview, this is part of a 7 unit strata development.


The home features 4 bedrooms, 3 baths, 2 kitchens, a covered patio and a large sundeck with a magnificent view of the West Arm & Kokanee Glacier. It has a double garage and has been lovingly cared for. Please check out further details at: Glacier View Townhouse
$415,000

Here is a shot I took in my neighbour's yard last week of a mushroom growing there that is almost as large as a dinner plate.

I don't know the type of mushroom this is, but I know enough to warn you not to eat any mushrooms you are not certain of. Some are poisonous, some are hallucinogenic, and you don't want to take any chances!





















Forgive Your Enemies

The preacher, in his Sunday sermon, used "Forgive Your Enemies" as his subject.

After a long sermon, he asked how many were willing to forgive their enemies. About half held up their hands. Not satisfied he harangued for another twenty minutes and repeated his question. This time he received a response of eighty percent. Still unsatisfied, he lectured for fifteen minutes and repeated his question. With all thoughts now on Sunday dinner, all responded except one elderly lady in the rear.

"Ms.Jones, are you not willing to forgive your enemies?"

"I don't have any."

"Ms. Jones, that is very unusual. How old are you?"

"Ninety-three."

"Ms. Jones, please come down in front and tell the congregation how a person can live to ninety-three and not have an enemy in the world."

The little sweetheart of a lady teetered down the aisle, very slowly turned around & said: "It's easy. I just outlived them all!"

*Thanks to Pastor Tim for this joke!*
cybersalt.org/cleanlaugh

Our church is putting on an event next month, and you're invited to join us. On November 7th (a Saturday evening) we will be hosting our annual Wild & Tame Game Dinner. Usually we have moose, elk & deer (venison) and sometimes a few other options. In addition, we also serve salmon & turkey, as well as vegetables, salad & dessert. Tickets are only $10 per person, or a maximum of $30 per family. If you are interested, please reply to this e-mail and I'll put tickets aside for you. You won't go away hungry! It's a family event, so it starts at 5:30 and is over by 8 p.m.

A reminder - At the end of this month we turn our clocks back an hour. You will get an extra hour's sleep that evening. During that hour (or some other convenient time around then) don't forget to check out your home's smoke detector and replace the batteries. It's a small investment that could pay a huge dividend!


Parking Solution

A pastor of a two-church parish had to drive every Sunday morning about 4
miles from the 9:30 service at one church to the 11 o'clock at the other. He
would often find the parking lot of the second church full, and be forced to
park down the road and race to the church on foot.

The problem was finally solved when he selected a parking spot near the side
door of the church and posted a sign that read, "You Park - You Preach."

*Thanks to Pastor Tim for this joke!*
cybersalt.org/cleanlaugh

I thank you once again for reading this newsletter. Your
comments, criticisms and contributions are always welcome.
If, at any time, you would prefer not to receive this monthly
e-mail, just drop me an electronic note and we will remove
your name from the recipient list.

Your questions are also welcome. If we can be of assistance
in the real estate field for you, or for someone you would
recommend to us, we would be more than happy to do so.

Lorne & Drew

Friday, September 18, 2009

Well, in reality we are just hours (o.k. still nearly 4 days, but that's less than 100 hours) from the start of Fall! It truly doesn't feel that way today, nor did it last weekend. Such glorious weather!


What happened last weekend? Of course, it was another cycling event! This was the 15th year that my church has sponsored the ride around Kokanee Glacier. It is called P.A.G.E. (an acronym for Pedal Around a Glacier, Eh!) and, this being the 15th year, we rode on P.A.G.E. 15.




I truly like this shot. We always have some entertainment on the Saturday evening, when we are camped at New Denver. This year my son, Dave (on the left) was our chef. Not only did he do a fine job with the meals, he led the group in singing "If I Had A Million Dollars", and we all had a great laugh. I don't often get a chance to sing and play with my son.


Another shot I always enjoy is the view from the lookout at the top of Silverton Hill, overlooking Slocan Lake. We had a total of 38 riders with us, mostly from Washington and Idaho. On a scale of 1 to 10, we give this ride a 12.
If children live with criticism, they learn to condemn.
If children live with hostility, they learn to fight.
If children live with fear, they learn to be apprehensive.
If children live with pity, they learn to feel sorry for themselves.
If children live with jealousy, they learn what envy is.
If children live with shame, they learn to feel guilty.
If children live with encouragement, they learn to be confident.
If children live with tolerance, they learn to be patient.
If children live with praise, they learn to be appreciative.
If children live with approval, they learn to like themelves.
If children live with recognition, they learn that it is good to have a goal.
If children live with sharing, they learn about generosity.
If children live with honesty and fairness, they learn about truth and justice.
If children live with security, they learn to have faith in themselves and in those about them.
If children live with friendliness, they learn that the world is a nice place to live.
If children live with serenity, your child and my child's children will live with peace of mind.
Give your loved ones a big hug today. Today is special.

From a recent contest in the New York Times. Enjoy!
To Be Happy For A Weekend
This weekend, co-vocabularists have parsed happiness in a series of elegant chronologies.
The pleasure of participation is the Schott’s Vocab prize, but merit badges have been awarded to the following suggestions:

If you would be happy for four minutes, find a good song.
If you would be happy for half an hour, find a good restaurant.If you would be happy for an hour, find a good art gallery.
If you would be happy for an evening, find a good movie.
If you would be happy for life, don’t wear a watch.

For an hour: answer your email;
For a day: call a friend;
For a week: go see your mama;
For a month: join facebook;
For a year: join a gym;
For life: get an ancestry.com account and dig into the past.
mad

To be happy for a moment, vent your spleen;
To be happy for a few hours, send an indignant, self-righteous email;
To be happy for a day, write the email but don’t send it;
To be happy for a month, realize that it wasn’t as bad as you thought, and then write the email;
To be happy for a life, accept the imperfect, improve what you can, appreciate the pleasures, find a friend not afraid to remind you of these things.

If you would be happy for a moment, send a tweet.
If you would be happy for a day, post on your wall.
If you would be happy for a month, add to your blog.
If you would be happy for a year, redo your home page.
If you would be happy for life, write a cool app and retire on the profits.
Neko
Do You Know A Buyer For This Home?

This 3 bedroom, 2 bath home is located just outside of the city limits on Granite Road. Situated on over 1/2 acre this family home has extensive upgrades, wood floors, newer cabinets and appliances, a large deck and a very cozy feel. Check out further details and photos at: http://nelsonrealestate.com/mylistings.html#1631-GRANITE-Road-Nelson-WSouth-Slocan-mylistings-8923112.property or call us for an appointment to view.
$369,900.
Here is an upcoming seminar I have been asked to participate in. No cost to attend - but seating is limited and RSVP is required at enrichingyourlife@nelsoncu.com. Please also forward to friends/family who this might benefit.

Thinking About Buying Your First Home?

Join us in this upcoming seminar and learn

- How to budget & save for your down payment
- Differences, pros & cons saving though your RRSPs, TFSA and open accounts
- How the Home Buyers Plan works and if it makes sense to use
- 100milemortgage
- What is required from a lender to secure a mortgage
- How to customize a mortgage to your needs
- CMHC rules
- How to reduce unnecessary fees
- Sample of affordable current listings
- What to look for and look out for in a home
- Tips for putting offers
- How Realtors get paid

This seminar is ideal for anyone looking to buy their first home within the next year.

Speakers:
Bradley Roulston, Certified Financial Planner
Brenda Jones Cutler, Lending Specialist
Lorne Westnedge, Registered Relocation Specialist

September 23rd, 5:30-7pm
Nelson & District Credit Union boardroom

RSVP at enrichingyourlife@nelsoncu.com
Seating is limited. If you are interested, please call me or send an e-mail to enrichingyourlife@nelsoncu.com Sponsored by Nelson & District Credit Union.
Something to think about........... Hmmmm ..... How true
There are four things that you cannot recover in life:

(1) The Stone..........after it's thrown,
(2) The Word............after it's said,
(3) The Occasion....after it's missed, and
(4) The Time............after it's gone.

There was once a small boy who banged a drum all day and loved every moment of it. He would not be quiet, no matter what anyone elsesaid or did. Various attempts were made to do something about the child.
One person told the boy that he would, if he continued to make so much noise, perforate his eardrums. This reasoning was too advanced for the child, who was neither a scientist nor a scholar.
A second person told him that drum beating was a sacred activity and should be carried out only on special occasions.
The third person offeredthe neighbors plugs for their ears; a fourth gave the boy a book; a fifthgave the neighbors books that described a method of controlling anger through biofeedback; a sixth person gave the boy meditation exercises tomake him placid and docile. None of these attempts worked.
Eventually, a wise person came along with an effective motivation. He looked at the situation, handed the child a hammer and chisel, and asked,"I wonder what's inside the drum?"
*Thanks to Pastor Tim for this joke!*"http://www.crosswalkmail.com/cybersalt.org/cleanlaugh

That's it for this month. It may seem that our newsletter is a little bit shorter than some months, and that's likely true. Other than our "listing of the month" there has been no real estate news. Very quickly, I will say that the news reports about the change in the market that you've been reading and seeing on TV are true for major markets in our country, but have not yet trickled down to the smaller communities. Drew and I have been "busy", but that doesn't always translate into "productive". We are optimistic about the Autumn selling season as we still have a good mix of buyers and sellers that we are attempting to match up in this market place.
Your comments, critiques and contributions are always welcome.
Lorne & Drew